Open Enrollment Period for Medicare Supplemental Plans

When people first activate Medicare Part B, they have 6 months to enroll in any Medicare Supplement without health questions. The insurance company will approve your application with no pre-existing condition waiting period. This is called the Medicare Initial Election Period (IEP). It is a one-time window. Be aware that the Annual Election Period (AEP) that occurs each fall is NOT a time when you can get a Medicare supplemental insurance plan with no health questions asked. The AEP has nothing to do with Medigap plans. Instead, it’s a time when you can change your Prescription Drug Plan or Part D or your Medicare Advantage Plan or Part C.